![]() ![]() The car was atleast 5/6 meters ahead of me when it started rolling back. After 5 mins the car started but the driver lost control and instead of moving ahead started rolling backwards and before I could do anything it crashed on my car. I patiently waited at the start of ramp on basement 2 for wagonR to clear the ramp. I saw a wagonR going ahead of me but stopped suddenly once it reached basement 1. The very next day while I was taking out my car from basement 2 towards basement 1 on the ramp. Build quality: After my car reached home from the showroom. I have done 300kms till now, so here is my initial review.ġ. Hyryder is the first car for which I have done Zero Dep Infact claim process has been smoothest with government companies who hardly created any fuss in proclaiming which part to be included in which category. Never had these issues with other companies such as(Tata AIG, National Insurance). The surveyor during conversation appeared poorly educated, but he was a stubborn guy. And insurance company almost wasted 15days of those. My car was with the workshop for about a month. The whole claim process was not at all smooth. The whole process left a bitter taste, and i never renewed any insurance for any of my cars with them. Later after numerous complaints the company included few parts from consumables to 50% dep. ![]() While there is no proper definition for consumables or composites, i shared literature with him to show which parts to be taken as metals or consumables. And numerous others (Wires, Harness)in consumables which had 100% depreciation. And later their surveyor included numerous parts in 50% depression (Mostly those with composite material).My car was 3 year old then. I had comprehensive insurance, first their surveyor took a long time to clear claim. I had a very poor experience with Future Generali while taking claim for my previous car. ![]() Future Generali provides very competitive quotes but their claim process is not smooth. Thanks i will get my 5th insurance from Iffco tokio. YFuture Generali is now catching up to Iffco Tokio for zero dep. I would like to know from others if Iffko Tokio allows Zero dep coverage to policy holders who port into their company at the end of 5 years.? And most other companies including Tata AIG provides zero dep coverage till 5 years only. I know Iffko Tokio provides Zero- Dep till 10years of vehicle age. The only downside i could figure out is the possible duration of Zero Dep coverage. And I don't know how good it's coverage is in North India.Īcko's quote was obtained only for negotiation purpose from other companies. And third i think although Royal Sundaram is also a good company but it sounds more like a South Indian company. I choose Tata AIG as the quote included lot of add-on including those which I may never need (Were offered as a package). IDV for all the quotes from different companies is 1823050(5% less than Ex- showroom)Īnd none of the quote had any deductibles other than mandatory. Royal Sundaram - Rs38000(Direct company).Royal Sundaram representative said, as part of company policy engine protection is considered part of Zero-Dep. Quotes obtained by me from my own agent and direct from insurance companies were.Ģ. But I instantly confirmed from two Toyota workshops (Galaxy Toyota Delhi, Uttam Toyota, Noida) and they confirmed that Toyota does honour cashless claims from Tata AIG customers. The insurance agent at the dealer tried to trick me saying that Toyota doesn't provide cashless for Tata AIG. Infact the quote provided by dealer had lesser add-ons. The lowest they could provide was from Bajaj Allianz (55000). The initial insurance quote provided by the dealer was 70k. What was the insurance quote provided by the dealer? ![]()
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